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Welcome to Michael Paterson & Associates

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Disclaimer

PLEASE READ THE FOLLOWING BEFORE ACCESSING THIS SITE

Terms and Conditions of Use

By accessing or using this site, you agree to be bound by the terms and conditions set out below. If you do not wish to be bound by these terms and conditions, you may not access this site.

Under the terms and conditions,unless otherwise specified, you may not modify, copy, reproduce, republish, download, post, transmit, or distribute, in any manner,the material on this site, including text, graphics,code and/or software. A breach of any of the above terms and conditions is a breach of international copyright law and is thus unlawful.

Download Files at your Own Discretion

Notwithstanding the above terms and conditions, files which have been made available for download should be downloaded by the user at their own discretion. Although every effort has been made to ensure that all files made available for download are virus and problem free, the makers of this website take no responsibility whatsoever for any viruses, system crashes or any other defect which may eventuate as a result of downloading a file from this site.

Removal of Copyrighted Files or Applications on this Site

Finally, if a file or application made available for download on this site is the copyrighted property of an individual or company other than the makers of this site, it will be removed immediately upon the request of the copyright owner.